Questions

Q1	I would be concerned that I would lose control over my herd. Is this the case?
Q2	Do I have any say over what herd is purchased?
Q3	Would you look at leasing an existing herd and how do I know I am being paid their true market value?
Q4	What is the lease term and can it be varied?
Q5	Is there a minimum number of cows I am required to lease?
Q6	Other than the cost of the lease are there any other costs?
Q7	What happens if we have a one-off event like the BOP and Manawatu floods and we cannot make the lease payments?
Q8	Can the lease cost be varied to match my cashflow over the season?
Q9	Why must the herd be inspected three times a year?
Q10	What are you looking for during these inspections and what happens if there is a problem?
Q11	Who pays for the independent registered farm consultant?
Q12	If I already employ a registered farm consultant, why do I need to use yours?
Q13	If my herd is included as part of a bank general security, can I still lease it?
Q14	Why do I lose the proceeds from the sale of the livestock?
Q15	If I were a lower order sharemilker wanting to move to a 50/50 sharemilking position, but lacked the necessary finance to buy the additional cows, would you assist me?
Q16	Can I purchase the herd at the end of the lease period?
Q17	I have a number of crossbred cows in my herd and I understand an adjustment is made to the lease for these?