The real business of dairy farming is to generate the maximum value from the largest asset - your land

You don’t necessarily need to own the livestock to achieve this. At times when dairy herd values are high it is a great opportunity to release this capital and invest it elsewhere for greater return. Currently dairy stock sales are at historically high levels so it makes sense not to own the herd but to lease it.

Traditional sources of funding and dairy herd financing from banks or specialist finance companies are often restrictive in their percentage loan to asset ratio or are expensive sources of debt funding. Our funding and financing products are designed to complement existing mortgage and finance company lenders by providing an alternative source of funding.

Farmers are faced with substantial capital financing costs in either acquiring or expanding their dairy farm operation. The ever increasing price of land plus the cost of purchasing Dairy Company shares, coupled with the increasing investment in quality dairy cows, means the pathway to herd and farm ownership is becoming increasingly difficult.

We can lease your herd back to you over three to five years, depending on your particular situation. Our financing options are extremely competitive and you should be talking to us before you look at refinancing through your bank.

Given that the value of dairy animals has been reasonably static while land values have improved significantly, our funding products offer cash-constrained farmers the opportunity of:

Investing his limited cash in an asset most likely to appreciate in value i.e. land
Enjoying the benefits of increased production and hence cash flow from a genetically superior herd
Releasing or securing 100% of funding without the need to pledge alternative assets as security

There is no change in the stock – you keep farming your existing herd (or we can replace some or all of your animals if you wish to improve the quality of the herd).

For more information on the benefits that you can enjoy from this great programme, or to book a confidential, no-obligation consultation, email us or call FreePhone 0800 700 027.