Refinancing your large dairy livestock herd can make your dairy farm more profitable and release cash for higher-yield investment projects

The ever increasing price of land plus the cost of purchasing Dairy Company shares, coupled with the increasing investment in quality dairy cows, means the pathway to herd and farm ownership is becoming increasingly difficult.

Given that the value of dairy animals has been reasonably static while rural farm and land values have improved significantly, we offer the capital-constrained farmer the opportunity to release the cash value tied-up in livestock.

The cash that is released can be used for:

  • Personal or farm debt reduction
  • Off-farm investments such as income & capital generating property, lifestyle property, shares, other investments
  • On-farm investments, farm development or expansion, farm land acquisition
  • Other high-yield or appreciating personal assets
  • Ensuring quality education for your children or grandchildren
  • Assisting children or family to acquire their own residential property
  • Succession planning – helping children to acquire their own farm or to financially compensate non-participating offspring
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